Terms

Terms of use

Susman Insurance Agency, a licensed insurance company in California (License 0B75129), manages this website. It supplies educational information on term life insurance and powers a tool that pulls quotes from insurers per your input.

Quotes are approximate. Insurers furnish rates for your selected tier and nothing more. They are not promises, not insurance offers, and not commitments to a price. Your actual premium and approval rest on the carrier's full underwriting; the final policy papers control everything.

Nothing is binding here. Requesting a quote, finishing an application, or sending a message does not activate coverage. Only when a carrier approves and issues a policy, you finalize it with acceptance and payment, does coverage begin.

Availability. Offerings, insurers, and prices shift by location and person and may vary anytime. Quotes come for California residents.

Educational content. This site's guides are informational and do not constitute legal, accounting, or investment guidance. Speak with a qualified professional before acting on anything of consequence to you.

Third-party system. Activating the application page brings in an external service provider running their own application and rules.